Consumer Savings

Pass-Book Savings Accounts

$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.05%
Current APY** : 0.05%

Statement Savings Accounts

$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.05%
Current APY** : 0.05%

Christmas Club Account

$5.00 opening deposit required
No Minimum Balance. No service charge.
Checks will be issued for balance in account plus interest in October of each year.
Penalty to close early is $10.00

Fees can reduce earnings

Tiered Rates

$0.01 – $1000.00 Interest Rate & APY**

0.50%

0.50%

$1,000.01 and over Interest Rate & APY**

0.25%

0.26%

*The APY for this tier will range from 1.00% to 0.25% depending on the balance in the account

** APY = Annual Percentage Yield
APY accurate as of October 18, 2012 and subject to change at any time