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Regular Checking Accounts
$4.00 charge per month---------$5.00 if mailed
$0.05 per service chargeable debit over 25 per month
$0.05 per not-on-us check deposited or cashed
Interest Checking**
You must maintain a $500.00 minimum daily balance or an average balance of $750.00 to avoid an additional monthly service fee of $10.00.
$0.05 per not-on-us check deposited or cashed
If Images Returned With Statement, $3.50 per month
Unlimited Check Writing
Free ATM Card
Tiered Rates
| $0.00 - $2,499.99 |
Interest Rate & APY** |
.25% |
.25% |
| $2,500.00 & Over |
Interest Rate & APY** |
.50% |
.50% |
Money Market Accounts
Tiered service charge according to your monthly balance
$0.00 - $999.00, $12.00 per month
$1,000.00+ , no charge
If check images are returned with your monthly statement there will be a $3.50 monthly fee
Variable Rates - Tiered Balance Structure
| $0.01 - $2,499.99 |
Interest Rate & APY** |
0.25% |
0.25% |
| $2,500.00 - $9,999.99 |
Interest Rate & APY** |
1.00% |
1.00% |
| $10,000.00 - $24,999.99 |
Interest Rate & APY** |
1.25% |
1.26% |
| $25,000.00 - $49,999.99 |
Interest Rate & APY** |
1.50% |
1.51% |
| $50,000.00 - $99,999.99 |
Interest Rate & APY** |
1.75% |
1.76% |
| $100,000 and over |
Interest Rate & APY** |
2.00% |
2.02% |
Rates may change after account is opened
All Monthly Maintenance service charges are
subject to state and local option sales taxes.
The above accounts are subject to all fees and charges
listed under Common Features, including check under charges.
Business Account Analysis
Certain high activity corporate accounts may require or
prefer account analysis. Details available upon request.
Negotiable Order of Withdrawal Accounts
Holders of Interest Checking Accounts:
- Individuals
- Sole proprietorships
- Husband/wife partnerships
- Non-profit organizations, including corporations, "operated
primarily for religious, philanthropic, charitable education, political
or other similar purposes. . . "
- Public Funds ("Schools and other non-profit educational entities
as well as well as public bodies, pursuant to the above language. .
. ")
Specifically excluded from eligibility are:
- Corporations
- Non-Profit Corporations except as stated above
- Partnerships other than husband and wife
**APY = Annual Percentage Yield |
