Pass-Book Savings Accounts
$100 opening deposit required
$2.00 monthly service charge if balance falls below $100.00
$0.05 per not-on-us check deposited or cashed
Interest paid on March 31, June 30, September 30, and December 31

Interest Rate: 0.25%
Current APY**: 0.25%

Statement Savings Accounts
$2.00 monthly service charge if balance falls below $100.00
$0.05 per not-on-us check deposited or cashed collected each month
Interest paid on March 31, June 30, September 30, and December 31

Interest Rate: 0.25%
Current APY**: 0.25%

** APY = Annual Percentage Yield
APY accurate as of February 24, 2010 and subject to change at any time

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