Consumer Deposit Accounts

 1 year to 5 year CDs require $500.00 minimum balance
TERM
INTEREST RATE
APY*

5 YR.

3.70

3.70

4 YR.

3.50

3.50

3 YR.

3.00

3.00

2 YR.

2.75

2.75

1 YR.

2.50

2.50
* APY = Annual Percentage Yield

3 month to 6 month CDs require $1,000.00 minimum balance
TERM
INTEREST RATE
APY*

6 MO.

2.00

2.01

3 MO.

1.75

1.76
* APY = Annual Percentage Yield

APY ACCURATE AS OF JULY 24, 2008, AND SUBJECT TO CHANGE AT ANY TIME.

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY.

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