Pass-Book Savings Accounts
$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00.  No debit cards allowed.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.25%
Current APY** : 0.25%

Statement Savings Accounts
$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00. No debit cards allowed.
ATM service charges in Common Features apply.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.25%
Current APY** : 0.25%

Christmas Club Account
$5.00 opening deposit required
No Minimum Balance. No service charge.
Checks will be issued for balance in account plus interest in October of each year.
Penalty to close early is $10.00

Tiered Rates

*The APY for this tier will range from 1.00% to 0.51% depending on the balance in the account

** APY = Annual Percentage Yield
APY accurate as of February 24, 2010 and subject to change at any time