Laurens State Bank is committed to the belief that maintaining the confidentiality of our customers' information is at the core of our relationship with our customers. As a result of our commitment, we have adopted this Privacy Policy which is made readily available to our customers. We will protect your trust and confidence by following the principles of this Privacy Policy.

 

FACTS

WHAT DOES LAURENS STATE BANK DO
WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n  Social Security number

n  Income

n  Account balances

n  Payment history

n  Credit history

n  Assets

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Laurens State Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Laurens State Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

 

 

 

 

Questions?

Call 712-845-2627or go to laurensstatebank.com

 


 

 

 

 

 

 

What we do

How does Laurens State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Laurens State Bank collect my personal information?

We collect your personal information, for example, when you

n  open an account

n  Make deposits or withdrawals from your account

n  Show your driver’s license

n  Give us your contact information                                                                                         

n  Make a wire transfer

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  Laurens State Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n   Laurens State Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  Laurens State Bank doesn’t jointly market

 

 

Other important information

For Alaska , Illinois , Maryland and North Dakota Customers.  We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

 

  For California Customers.  We will not share personal information with nonaffiliates either for them to market to you or for joint     marketing – without your authorization.  We will also limit our sharing of personal information about you with our affiliates to   comply with all California privacy laws that apply to us.

 

For Massachusetts , Mississippi and New Jersey Customers.  We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

 

For Vermont Customers.  We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.

 

 

Access to Our Web Site

Our web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address and any other information your e-mail shows about you, such as your name or organization, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use your e-mail information only for the specific purpose of responding to your comments or questions. Your e-mail address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law. Some areas of our website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Links

Occasionally, we will link to other Internet sites as a convenience to you, our customer. Laurens State Bank will only link sites that uphold our corporate standards. Our website is directed to a general audience. We do not knowingly solicit or collect information from children on our website. However, we are not responsible for the content of those sites, nor their policies for the collection of customer information.

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