Consumer Savings

AccountsPass-Book Savings Accounts

$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.02%
Current APY** : 0.02%

Statement Savings Accounts

$100 opening deposit required
Interest Paid Quarterly
$2.00 monthly service charge if balance falls below $100.00.
Interest paid on March 31, June 30, September 30, and December 31.

Interest Rate : 0.02%
Current APY** : 0.02%

Christmas Club Account

$5.00 opening deposit required
No Minimum Balance. No service charge.
Checks will be issued for balance in account plus interest in October of each year.
Early withdrawal fee of $10.00

Fees can reduce earnings

Tiered Rates

$0.01 – $1000.00	Interest Rate & APY**	0.25%	0.25%
$1,000.01 and over	Interest Rate & APY**	0.02%	0.02%

*The APY for this tier will range from .50% to 0.25% depending on the balance in the account

** APY = Annual Percentage Yield
APY accurate as of October 27, 2020 and subject to change at any time